01
Bring your invoices.
Register your company and invoice sender domain. Email CC intake is the next step; invoices are registered manually in this prototype.
BFINEN · INVOICE FACTORING
Payment terms?
Instant!
You did the work. Your money shouldn’t wait.
Turn accepted invoices into available balance. Pay suppliers or withdraw to your business account — without waiting for your customers’ payment terms.
Open your accountExplore the prototype · All money movements are simulated
100%of accepted invoice value available
0.1% / dayon used outstanding funds only
Weeklyfee invoices. No compounding.
FROM INVOICE TO POSSIBILITY
Your payment terms.
Not your waiting time.
Keep your customers’ terms. Keep your business moving.
02
Put your balance to work.
100% of each accepted invoice becomes available. Withdraw to your business account or make a transfer to pay a supplier.
03
Stay in the clear.
Track every invoice, open balance and transfer. Factoring starts only when you use funds, and ends as outstanding principal is settled.
A SIMPLE DAILY RATE
Only pay for
what you use.
Unused balance costs nothing. Used outstanding funds accrue a 0.1% fee per calendar day, invoiced weekly.
AN EXAMPLE
Outstanding funds used€10,000
Fee per day€10
Seven days, unchanged balance€70
As principal is settled, the daily fee decreases. Fees don’t accrue on fees.
LESS WAITING. MORE DOING.
Your next move
starts with Bfinen.
Explore your accountPrototype only. No live bank connection or real payments.